Terms of Service

Last updated: June 10, 2026

1. Acceptance of Terms

By accessing, using, and creating an account on Primerica ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all the terms and conditions contained herein, you may not access or use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service following any changes constitutes your acceptance of the new Terms.

2. Description of Service

Primerica is an investment platform that allows users to:

  • Connect cryptocurrency and blockchain wallets
  • View and manage investment portfolios
  • Execute cryptocurrency trades and transactions
  • Access real-time market data and charts
  • Participate in investment plans and yield farming
  • Manage account settings and preferences

3. Eligibility and Account Registration

To use Primerica, you must:

  • Be at least 18 years of age (or the legal age of majority in your jurisdiction)
  • Reside in a jurisdiction where cryptocurrency trading is legal
  • Provide accurate, current, and complete registration information
  • Maintain the confidentiality of your account credentials
  • Accept full responsibility for all activities under your account
  • Comply with all applicable laws and regulations

We reserve the right to refuse service, close accounts, or remove users who do not meet these requirements.

4. User Responsibilities

As a user, you agree to:

  • Protect your account credentials and promptly notify us of unauthorized access
  • Provide accurate and truthful information during registration and transactions
  • Use the Service only for lawful purposes and in compliance with all applicable laws
  • Not engage in fraudulent, deceptive, or manipulative activities
  • Not attempt to disrupt, damage, or impair the Service
  • Not reverse-engineer, decompile, or attempt to discover source code
  • Accept all risks associated with cryptocurrency transactions

5. Investment Risks and Disclaimers

IMPORTANT DISCLAIMER: Cryptocurrency and investment products are highly volatile and speculative. Your use of Primerica and any investments made through the Service are entirely at your own risk. We make no representations or warranties regarding:

  • Future performance, profitability, or returns
  • Accuracy or completeness of market data and information
  • The security or legality of any cryptocurrency or asset
  • Protection against market losses or volatility

Past performance is not indicative of future results. You should conduct your own research and consult with financial advisors before making investment decisions.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PRIMERICA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of data, profits, or business opportunities
  • Service interruptions or technical failures
  • Investment losses or market fluctuations
  • Unauthorized access or data breaches

Even if advised of the possibility of such damages, Primerica's total liability shall not exceed the amount paid by you in the 12 months preceding the claim.

7. Intellectual Property Rights

All content on Primerica, including text, graphics, logos, images, and software, is the property of Primerica or its content suppliers and is protected by copyright and intellectual property laws. You may not:

  • Reproduce, modify, or distribute any content without permission
  • Remove copyright, trademark, or other proprietary notices
  • Use content for commercial purposes
  • Create derivative works based on the Service

8. Compliance with Laws

You are responsible for complying with all applicable laws and regulations in your jurisdiction, including:

  • Tax reporting and payment obligations
  • Anti-money laundering (AML) regulations
  • Know Your Customer (KYC) requirements
  • Securities and cryptocurrency regulations

Primerica is not responsible for ensuring your compliance with local laws.

9. Termination

Primerica may suspend or terminate your account and access to the Service at any time, with or without cause, and without notice or liability. This may occur if you violate these Terms, engage in fraudulent activity, or for any other reason at our sole discretion.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflicts of law principles. Any disputes arising from these Terms or your use of the Service shall be resolved through:

  • Good faith negotiation
  • Binding arbitration under [Arbitration Provider] rules
  • Litigation in the courts of [Your Jurisdiction]

11. Contact Us

If you have questions about these Terms of Service, please contact us:

Email: legal@primerica.com

Address: Primerica Inc., [Your Address], [City, State, ZIP]